Senior Manager, Treasury

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is looking for a  Senior Manager, Treasury to oversee our industry-leading liquidity planning capabilities and financial risk management practice. As an integral part of our Treasury team, you will have the opportunity to lead the development of new analytical capabilities and cross functional processes to optimize global liquidity and manage market risk thoughtfully. The role requires a deep understanding of financial markets, the ability to develop and execute liquidity and financial market risk mitigation strategies to ensure the stability and resilience of our organization.     The ideal candidate will not only have the technical skills to support their recommendations, but is also comfortable working in an ambiguous and rapidly evolving environment. Strong communication and organizational skills, attention to detail, and a passion for leading and mentoring Treasury team members are also keys to your success.   What you'll do Liquidity Management  Manage Affirm's critical cash flows - spanning capital markets activities, new product investments, and the money movement ecosystem Oversee and enhance liquidity models and analytics to produce monthly and daily cash flow forecasts to ensure liquidity is appropriately positioned across geographies Conduct liquidity stress testing to calibrate liquidity buffers and evaluate the resilience of the organization under adverse conditions Lead the development of new liquidity metrics to identify emerging risks Maintain a comprehensive view of liquidity sources and uses to enhance liquidity deployment insights Maintain and annually recalibrate liquidity risk limits and EWIs Prepare and summarize analyses for senior management outlining the company's liquidity position and risk management strategies Measure portfolio investment performance and provide regular updates to management Recommend and implement updates to investment guidelines as needed Support SOX compliance for investment program Manage investment income forecasts, portfolio risk and performance reports, conduct ad hoc analyses Collaborate with other departments, such as Capital Markets, Strategic Finance, Tax, and Legal, to ensure alignment of liquidity strategies with overall financial objectives Cultivate cross functional partnerships and build analytics to enable product ambitions   Market risk management Identify, assess, and quantify market risks associated with interest rates, FX exposures, and credit exposure in our investment portfolio Develop and implement risk mitigation strategies and policies to mitigate the impact of financial risks on the organization's financial performance Run and enhance interest rate sensitivity model to ensure interest rate exposures remain within risk appetite Design and calibrate FX risk limits, cash-flow at risk simulations, and develop recommendations for FX risk management actions  Partner with Funding Planning and Capital Markets teams to develop recommendations for interest rate risk management actions to Capital leadership Lead projects to extend US risk management practices to international businesses  Maintain interest rate risk reporting, conduct ad hoc analyses  Partner with Accounting, support SOX compliance for interest rate derivatives Monitor financial markets and economic conditions to stay informed about emerging risks and trends that may impact the organization Provide training and guidance to junior staff on market risk management best practices and ensure risk awareness across the organization   What we look for 5+ years of relevant experience, with a strong understanding of Capital Markets-based funding sources, interest rate and FX risk management or an equivalent background in corporate finance or investment banking  Bachelor’s degree in Business, Finance, Accounting or related field.  CFA or CPA a plus Fluency in macroeconomics, financial markets, financial instruments (including derivatives), and risk management techniques Strong quantitative background and data-orientation, with proficiency in SQL, Excel and demonstrated modeling and cash flow forecasting experience Excellent written and verbal communication skills, with the ability to deliver a clear narrative to a senior audience Project management skills, with the ability to manage and deliver on multiple projects with a high attention to detail Highly motivated, proactive, and highly collaborative in a dynamic environment USA Pacific base pay range (CA, WA, NY, NJ, CT): $190,000 - $284,900 USA Sapphire base pay range (all other U.S. states): $171,000 - $256,500 Please note that visa sponsorship is not available for this position. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We have a simple and transparent remote-first grade-based compensation structure. Offer amounts within the range are based on a number of factors including but not limited to job-related skills, experience, and relevant education or training. Across the broader organization, certain roles are eligible for equity awards upon hire, promotion, tenure milestones and for performance. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:  Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents  Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. 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